Terms of Service

DFA publishes model portfolios and research for educational and informational purposes only. We are not registered as an investment adviser with any regulatory body. We do not manage client assets, execute trades on behalf of users, or provide personalised investment advice.

You should consult a qualified and appropriately licensed financial advisor, tax professional, or legal counsel before making any investment decisions. The information provided on this Site should not be relied upon as a substitute for professional advice tailored to your personal circumstances.

All model portfolios and content are provided “AS IS” and “AS AVAILABLE” without warranty of any kind, express or implied. We do not guarantee the accuracy, completeness, or timeliness of any information provided. Past performance, whether actual or hypothetical, is not indicative of future results.

To the fullest extent permitted by applicable law, DFA shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from the use of our model portfolios or any content on this Site. This limitation applies regardless of the theory of liability and even if DFA has been advised of the possibility of such damages.

All content, model portfolios, analysis, and materials on this Site are owned by or licensed to DFA and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Site for personal, non-commercial purposes only.

You may not scrape, crawl, republish, redistribute, or create derivative works based on the Site's content without prior written permission from DFA.

These Terms are governed by the laws of the Dubai International Financial Centre ("DIFC"). Any disputes shall be settled by arbitration administered under the DIFC-LCIA Arbitration Rules. The seat of arbitration shall be Dubai, United Arab Emirates.